Increase profitability and support your suppliers with each payment

A new collaborative approach to early payment discounts spanning the entire supplier base, even down to your long tail suppliers.  
You will love it and so will your suppliers.

Increase earnings, support your suppliers and turn your AP into a treasury centre.

Earn higher returns or get paid early

Use short term cash or working capital facilities to pay approved supplier invoices early, earning a higher return without adding incremental risk.

Suppliers configure their early payment options, knowing they will always be paid early.  Winners all round.

Take control of your cashflow

Easy to understand and easy to use, giving full flexibility for you to use your capital and credit facilities whilst also giving your suppliers access to early payment on demand, without hassles, haggling or onerous paperwork. 

Hands off, no extra work required

No additional headcount or disruptions to your systems are required to generate value for you and your entire supplier base. 

Maximise your cash and credit facilities

Let your bankers and financiers work for you. Take advantage of all your credit limits whilst retaining your cash for longer.


It's 100% compatible with zelo digital wallet, making it simple to implement.

We understand your challenges so we can deliver an ongoing solution.

By working with our partners and customers and listening to their stories we gain greater insights into their challenges. It is this ability to listen that enables us to deliver ongoing value.

Transparent early payment pricing process


Want to allocate certain amount of cash and limit to your early payment program?

Want to only accept certain amount of early payment offers from your buyers?

Yes you can. Fully customisable for your needs.  

Reach out to see if we can help solve your B2B payment problems

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+61 (3) 8657 5188

1/10 Oxley Road, Hawthorn

Victoria 3122

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zelo is an Australian Financial Services License holder.  License number 513209.