Thought Leadership & Community


Next Steps In Payments And Privacy


As the Internet of Things expands, new questions are emerging about consumer privacy. New thinking, meanwhile, is evolving around the use of credit card rewards. Onboarding is getting a makeover — along with the question of how much friction is good friction — while APIs are opening the door to open banking.


25 percent: Share of B2B transactions projected to happen via APIs by 2025.

14 billion: Estimated number of IoT devices expected to be in use by the end of 2019.

96 percent: Share of FIs that use legacy password/username-based authentication.

$1.2 trillion: Expected value of the IoT market by 2022.

$2.75 billion: Projected global demand for smart city solutions by 2025.

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Let's work together to make early and on-time payments the new norm.

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