Liquidity - Getting you paid earlier is just the beginning.

Giving  you the tools to easily access cashflow, at a cost acceptable to you.  

We solve and ease the serious consequences of late payments for your business.

You have to make payroll.

You want to focus on growing your business instead of stressing about making payroll. We can help. 




See how.

PCI compliance and handling credit cards is risky and worries you.

You know it is a massive risk handling customer's card data.  You know you will face large fines, reputational harm and seriously damage your business but you are too busy to take care of it.  We can help.     



See how.

You have so many buyers to chase it's impossible.

You run a fine margin business because you buy large volumes.  Chasing your growing list of late payers is just too hard and impossible.  



See how.

Getting finance is hard and expensive.

You are trying to secure working capital and give your customers multiple options to pay.  

You need to share financials and get paperwork done and put up personal guarantees or security.  It's hard, cumbersome and expensive.  



See how. 

Awkward calls chasing  payments.

You'd rather spend time focusing on building your business than making awkward phone calls chasing payments. 




See how. 

You have suppliers to pay.

It's a domino effect. If you can't pay your suppliers, you don't get the input you need for your sales. 








See how.

We understand your challenges so we can deliver an ongoing solution.

By working with our partners and customers and listening to their stories we gain greater insights into their challenges. It is this ability to listen that enables us to deliver ongoing value.

We also help achieve the big-picture goals of your business. 

More cash, less debt.

You are in acquisition mode, peak season demands or want to simplify your capital structure for your financiers, credit agencies or investors.



See how.

You have your business and home riding on it.

You've had to use your home or business as security and worry about the risk of losing it. Your livelihood depends on your customers paying you.  


See how.

You have DSO metric KPIs. 

Your KPIs include DSOs, D/E, current ratio and more. This has implications for your company and you need levers you can use to help achieve the above.


 See how.

You need to lower overall funding cost.

It's not just the interest rate but the total cost of funding, management's time, legal, compliance, reporting, drawdown process and documentation. It all adds up. 


See how.


Let's work together to make early and on-time payments the new norm.

  • LinkedIn - Grey Circle
  • Twitter


Request a Demonstration

+61 (3) 8657 5188

1/10 Oxley Road, Hawthorn

Victoria 3122

Ask a Question

Support & Help

Try zelo for Free


zelo is an Australian Financial Services License holder. 

License number 513209.

© Copyright zelo Holdings Pty Ltd 2020. All Rights Reserved.